Employment
Calculators Individual
Tax Withheld Calculator
The Individual Tax Withheld Calculator enables employers to calculate
the amount of tax to be withheld when making payments to their employees.
The employer requires information supplied by the employees. The
information is contained in the following forms: Tax File Number
Declaration; Withholding Declaration, Medicare Levy Variation Declaration
(where applicable). The calculator also adjusts for HELP (formerly
HECS) and SFSS components where applicable. Click here to view.
Car Fringe Benefit Calculator
The Car Fringe Benefit calculator estimates the value of any Fringe
Benefit in a car salary package. It can also be used to work out
how much an Employee needs to allow when salary packaging a car.
The formula provides default values. These values are arrived at
by industry standard or through specific tax rulings. Each value
is completely customised. Click
here to view.
Salary Package Value Calculator
The Salary Package Value Calculator helps you to estimate the total
value of any given salary package. The total value of the package
is often referred to as the Total Employment Cost. The Calculator
considers packaging such benefits as: Car benefits, Leave Loading,
Employer provided loans, health insurance, mortgage repayments,
school fees, portable computers, briefcases, professional subscriptions.
Click
here to view.
Banking Calculators
Compound Interest Calculator
The Compound Interest Calculator helps you estimate the compound
interest earned from an investment. The result is the interest earned
and the annual return after reinvesting any interest (in %). The
result does not consider any fees or taxes payable. The result gives
you the interest paid, yearly, half yearly, quarterly and monthly.
Click
here to view.
Reduce your Loan Payments Calculator
The Reduce your Loan Payments Calculator helps you work out how
long it will take to pay off your loan by increasing your payments.
It also calculates the interest you save by making these additional
payments. Click
here to view.
Savings Calculator
The Savings Calculator helps you estimate your interest earned and
final balance from a monthly savings account. We assume savings
are deposited at the beginning of each month and interest is compounded
monthly. The result does not include any fees or taxes that may
be payable. Click
here to view.
Credit Card Calculator
The Credit Card calculator shows you how long it will take to pay
off your credit card debt. If you just make the minimum payment
every month you will find out how much interest you will pay on
the initial loan. Most of the answers to the questions are found
on your credit card statements issued by your bank. Click
here to view.
Borrowing Power Calculator
The Borrowing Power calculator helps you work out the amount of
money a bank will let you borrow. This Borrowing Power varies according
to your current financial position. Click
here to view.
Investment Calculators
Inflation Calculator
The Inflation Calculator helps investors understand the effects
of inflation. Both the inflation percentage and period of inflation
are fully customisable. Click
here to view.
Investment Property Calculator
The Investment Property calculator provides a guide to possible
financial outcomes for the purchase of an investment property that
may be rented out for the purpose of gaining income. "Negative
Gearing" possibilities may be analysed. Click
here to view.
Lease Calculator
The Lease calculator helps you work out monthly lease repayments.
The calculator calculates both Commercial and Residential monthly
payments. The commercial and residential sections work side by side
allowing ease of comparison between the two types of leases. Click
here to view.
Portfolio Calculator
The Portfolio calculator helps you design investment portfolios
for 5 different levels of risk. It works out asset allocation percentages
and values based on a Risk Profile allocation. It also works out
the correct Risk Profile based on you current asset allocations
and values. Click
here to view.
Personal Calculators
Life Insurance Calculator
The Life Insurance calculator helps you to determine your total
life insurance needs. When you die your family needs to be able
to maintain the current standard of living. Whenever your circumstances
change, you should use this calculator. Click
here to view.
Net Worth Calculator
The Net Worth calculator helps you to determine your assets and
liabilities and calculate your Net Worth. Savings are assumed to
be deposited at the beginning of each month with interest compounded
monthly. Results exclude any fees or taxes payable. Click
here to view.
Education Cost Calculator
The Education Cost calculator helps you plan your children's education
needs. The calculator estimates the future cost of fees, taking
into account personal savings, investment and inflation. The calculator
calculates the value of your child’s Education fund by the
time they enter the institution. To ensure you cover the cost you
should increase your education savings fund by the amount calculated
each year. Click
here to view.
Other Calculators
Return on Investment Calculator
The Return on Investment Calculator helps you estimate your return
on investment from a marketing campaign. This calculator is useful
for marketing campaigns as: telemarketing; direct mail; email mailouts
etc. Click
here to view.
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